Support for Families and Inidividuals
Canadian Emergency Response Benefit (CERB)
And Employment Insurance
What is the Canada Emergency Response Benefit (CERB)?
The CERB is a program designed to provide eligible Canadians and permanent residents who are out of work $2000 a month for up to 4 months, to help them during this pandemic.
Who is eligible for the CERB?
The CERB will be available to Canadians who:
• Lost their job (even those not normally eligible for EI)
• Sick with COVID-19 or otherwise quarantined
• Caring for sick children or those at home due to school closures
• Workers who are still employed but not receiving income due to disruptions resulting from COVID-19
In order to qualify, you must have made $5000 in income, self-employment income, or parental benefits in the 12 months preceding your application, and have less than $1000 income now.
How can I apply to the CERB?
You can apply now to the CERB, by following this link. You can also apply by phone by calling 1-800-959-2019 or 1-800-959-2041. You have to reapply for each 4 week cycle of CERB, and can apply a maximum of 4 times.
Once I've applied, when can I expect my first payment?
Upon application, the first payment is expected to come within 3 business days. The payment schedule is every four weeks.
I've already applied to EI but haven't received benefits yet. What should I do? Do I need to apply to CERB?
If you've already applied to EI recently but have not yet received benefits, you will be automatically transferred to the CERB system. This is if your case is not processed by April 6th. You do not need to reapply.
I am already receiving EI benefits. What should I do?
If you are already receiving EI, you will remain on these benefits until they expire. If your benefits end before October 3, you can apply for CERB.
For more information, please click here.
For more information on these and other programs, please visit: https://www.canada.ca/en/department-finance/economic-response-plan/covid19-individuals.html
Canadian Emergency Student Benefit (CESB)
What is the Canada Emergency Student Benefit (CESB)?
The CESB would provide students who cannot work due to COVID $1250 per month for 4 months (May-August), or $1750 per month if they are caring for dependents or persons with disabilities.
Who is eligible for the CESB?
The CESB will be available to students, which are defined as Canadian citizens who are enrolled in post-secondary education, or who have graduated in 2020, or who have applied to begin studies before February 2021 and plan to enroll if they are accepted.
Can I earn an income while collecting CESB?
Yes. Similar to CERB, you can earn up to $1000 per month while collecting CESB.
I'm a student and have lost a job due to COVID-19 and meet the conditions for CERB. Can I apply to that instead?
Yes. If you meet the conditions, you can apply for CERB instead. You can only receive one program at a time: CERB, CESB, or EI.
Are there any other programs available for students?
Yes. The government is doubling the federal portion of grants for the 2020-2021 school year. The government also plans to introduce grants for students who volunteer in the fight against COVID-19. Details to come.
More details, including how to apply, will be available soon. For more information, click here.
(Application Not Required)
• Canadians receiving the GST/HST credit will receive a one-time boost in May 2020: $400 for individuals, $600 per couple, and $150 per child.
• The Canada Child Benefit is increased by $300 per child.
• All Student Loan Payments are suspended for 6 months.
• Tax filing deadline delayed to June 1.
• Canada's 6 largest banks (Bank of Montreal, CIBC, National Bank of Canada, RBC Royal Bank, Scotiabank, and TD) will offer up to a six-month deferral for mortgages and relief for other credit products. Contact your bank to request a deferral.